Harmoney vCard
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Turn Payables into Profit.
Currently your AP platform is a cost center producing payments and headaches in equal measure.
Harmoney vCard turns AP into a profit center.
Flat Out Easy.
Simply upload a flat file of your payments and Harmoney vCard takes care of the rest. You’ll be turning your payables into profit in no time. Want to go deeper and automate via API? No problem, we support that too.
• No coding required
• No new headcount
• No begging IT for support
Seamless Process. Endless Returns.
We automate the process end to end.
Via our white glove service, we ensure that after uploading your file, everything is taken care of. Your payees get paid and you receive everything you need for reporting and reconciliation.
No Fees. No Fine Print.
Other payment platforms promise big rebates, then bury you in random fees that wipe out your returns. Harmoney vCard pays.
• Clean, clear contracts
• End-to-end transparency
• Guaranteed
What’s in it for you? Money.
• Get at least 25 bps on your vCard payables.
Total Control is in the Cards.
Harmoney’s vCard solution frees you from the headaches associated with checks and ACH with a quicker, simpler solution.It’s not just a pay card program or corporate card, it's a modern rail solving legacy challenges. You can now achieve total control over AP and enjoy the peace of mind that comes with 100% accurate, 100% real-time AP.
• Every transaction made, paid, & tracked instantly.
• Real-time data vastly improves reconciliation.
• Clear reporting that’s always at your fingertips.
• Ensure the right merchant gets paid the right amount,
right when you want it.
Say Yes to a World of Nos.
• No more checks
• No more balance sheet gymnastics
• No managing cash reserves
• No payables liability
• No double, partial, or incorrect payments
• No sifting through bank portals and statements
How it Works.
• Give us your flat files.
• We handle everything else.
• You make money.
Said Simply.
With unlimited upside and zero operational risk, Harmoney vCard solves payment problems while transforming Accounts Payable into a new profit center.
